4 December 2018

Scott Morrison’s book list: what should the prime minister read this summer?

It has been an extraordinary year in politics – and no doubt most politicians are well and truly ready for a summer holiday. To help our leaders make the most of their time off, Grattan Institute has curated a list of this year’s must-reads – a curiosity-piquing platter of novels, thinkpieces, memoirs and manifestos.

26 November 2018

A history of the Institute

At a function to farewell three directors retiring from the Grattan Institute Board, founding Director Professor Glyn Davis recounted the history of the formation of Grattan Institute, and its development since then.

20 November 2018

Raising superannuation won’t help your retirement — unless you’re already wealthy

A couple of weeks ago, we published a report that showed that most retirees today are financially comfortable, and have enough money to fund a lifestyle in retirement better than they had when working. And we showed that this was likely to be true for future retirees as well. So what did we do wrong?

13 November 2018

Let’s ensure we don’t let super funds ‘kludge’ it this time

When it becomes overwhelmingly clear that policy changes are in the public interest, the next move of vested interests is to chip away at seemingly innocent details, all in the name of more perfect public policy. But invariably these “kludges” are really about undermining the principles and protecting the rent.

9 November 2018

The (reassuring) truth about retirement incomes

Despite what the industry is saying, we don’t need to lift the Superannuation Guarantee to 12 per cent. In a Grattan Institute report released this week, Money in Retirement: More than Enough, we showed that the conventional wisdom that Australians don’t save enough for retirement is mistaken.

7 November 2018

Why we should worry less about retirement – and leave super at 9.5%

It’s conventional wisdom that Australians don’t save enough for retirement. Most workers themselves think they won’t have enough to retire on, and their concerns are rising. But the conventional wisdom is wrong.

6 November 2018

Ignore the fear factory – retirees are going to have enough cash

Everywhere you turn, you see messages that most people aren’t saving enough for their retirement. So it’s curious that the group least worried about having enough money in retirement are people who are already retired.

1 November 2018

Abolish stamp duty. The ACT shows the rest of us how to tax property

You might think that being a state (or territory) treasurer is a boring job. The federal treasurer gets all the media attention and controls many of the big economic levers, including income and company tax, massive Australia-wide spending and trade and competition policy. But you would be wrong.

31 October 2018

To make housing more affordable this is what state governments need to do

House prices might now be falling, but Australians’ anxiety over housing affordability is not. Price falls of a few percentage points in Sydney and Melbourne are cold comfort to first home buyers. They are still paying 50% more than they would have five years ago. Further price falls are likely, but even then housing will still be less affordable than it was two decades ago.

31 October 2018

Just take a look around to see the state you’re in

State government often seems the poor relation of federal politics. But many of the things people care about most are the stuff of state government: housing, transport, school education and hospitals.