25 September 2019
The Morrison Government’s First Home Loan Deposit Scheme has a fatal flaw: like previous Rudd and Howard government schemes, it tries to fix the housing affordability problem by adding to demand for housing.
15 August 2019
Retirement incomes policy needs to balance the trade-off between higher living standards when retired against lower living standards when working. Retirement modelling should reflect the reality of Australians’ spending needs, in retirement and beforehand. Unfortunately, Mercer’s critique of Grattan’s retirement research does neither.
15 July 2019
The Putting Members’ Interests First Bill 2019 should be passed at the earliest opportunity. It will stop millions of Australians paying for inappropriate income protection, life, and total & permanent disability cover that they don’t need.
23 July 2018
In this submission Grattan CEO John Daley and Australian Perspectives Fellow Brendan Coates argue that the Government’s draft Protecting Our Super Bill will substantially reduce the costs of superannuation, resulting in higher superannuation balances at retirement for many Australians. The Bill promises to curb egregious fees charged on inactive accounts and default insurance offered to those that don’t need it. And it may increase competition between superannuation providers a little, lowering superannuation fees.
3 May 2018
The idea that regional Australia has been ‘left behind’ by the big cities is widespread, and politically potent. There is some truth to the sentiment, but it’s important to recognise the nuance behind the concern, write Grattan Institute’s Danielle Wood, John Daley and Carmela Chivers in this submission to a Senate committee inquiry.
22 March 2018
The Northern Territory Government should abolish stamp duties and replace them with a broad-based property tax. This could leave Northern Territorians up to $85 million a year better off, while also helping to improve housing affordability. The Government should also abolish grants and stamp duty concessions for first home-buyers.