7 July 2020

How to reduce homelessness

Housing the growing number of Australians who are homeless poses substantial challenges, but policy can make a big difference if we make the right choices.

16 March 2020

Tackling homelessness in Victoria

A growing number of Victorians are homeless. Here’s what the Victorian Government should – and should not – do to best help people most in need.

1 March 2020

Balancing Act: managing the trade-offs in retirement incomes policy

The retirement incomes system works well for most, but fails too many poorer Australians, especially low-income women and retirees who rent. Here’s how to make a good system better and fairer.

6 December 2019

NSW should swap stamp duties for a broad-based property tax

The NSW Government should abolish stamp duties and replace them with a broad-based property tax. This could leave residents $4-5 billion a year better off, while also helping to improve housing affordability.

25 September 2019

The First Home Loan Deposit Scheme could make housing less affordable

The Morrison Government’s First Home Loan Deposit Scheme has a fatal flaw: like previous Rudd and Howard government schemes, it tries to fix the housing affordability problem by adding to demand for housing.

15 August 2019

Off target: why Mercer’s critique of our retirement modelling misses the mark

Retirement incomes policy needs to balance the trade-off between higher living standards when retired against lower living standards when working. Retirement modelling should reflect the reality of Australians’ spending needs, in retirement and beforehand. Unfortunately, Mercer’s critique of Grattan’s retirement research does neither.

15 July 2019

Default insurance in superannuation: time we put members’ interests first

The Putting Members’ Interests First Bill 2019 should be passed at the earliest opportunity. It will stop millions of Australians paying for inappropriate income protection, life, and total & permanent disability cover that they don’t need.

23 July 2018

The Government’s draft super Bill will make retirees better off

In this submission Grattan CEO John Daley and Australian Perspectives Fellow Brendan Coates argue that the Government’s draft Protecting Our Super Bill will substantially reduce the costs of superannuation, resulting in higher superannuation balances at retirement for many Australians. The Bill promises to curb egregious fees charged on inactive accounts and default insurance offered to those that don’t need it. And it may increase competition between superannuation providers a little, lowering superannuation fees.