15 August 2019
Retirement incomes policy needs to balance the trade-off between higher living standards when retired against lower living standards when working. Retirement modelling should reflect the reality of Australians’ spending needs, in retirement and beforehand. Unfortunately, Mercer’s critique of Grattan’s retirement research does neither.
15 July 2019
The Putting Members’ Interests First Bill 2019 should be passed at the earliest opportunity. It will stop millions of Australians paying for inappropriate income protection, life, and total & permanent disability cover that they don’t need.
23 July 2018
In this submission Grattan CEO John Daley and Australian Perspectives Fellow Brendan Coates argue that the Government’s draft Protecting Our Super Bill will substantially reduce the costs of superannuation, resulting in higher superannuation balances at retirement for many Australians. The Bill promises to curb egregious fees charged on inactive accounts and default insurance offered to those that don’t need it. And it may increase competition between superannuation providers a little, lowering superannuation fees.